Our Process

A Refreshing Approach to Wealth Management

Guardian Rock Wealth approaches the individual, from the point of relationship and common understanding.  

  • In a world of automation and mass production, Guardian Rock seeks to customize.                                                      
    • We listen first to gain an understanding.
    • We seek to find clarity not just about what you want to accomplish but also, possibly more importantly, why you wish to accomplish it.  
       
  • In a world overwhelmed by noise and distraction, Guardian Rock seeks to focus and to some extent simplify.                                                                                  
    • We eliminate or at least mitigate financial jargon.
    • We look to answer questions you have now and those you possibly never knew you had.  
       
  • In a world lost to opinion and commentary, Guardian Rock attempts to deliver definition and specific outcomes.             
    • No matter what opinions there are in the current market, you have specific objectives you are looking to accomplish.  We understand that and will help get you there.  

Guardian Rock seeks intention and purpose through the simplicity of relationship and results.

Strategic Partnerships:

  • Tax consultation, estate planning (trust and will), financing, legal, private placement, direct investments, and cash management

Services:

  • Financial Advisory, Wealth Management
     
  • Comprehensive retirement planning
     
  • Holistic asset management including debt and cash management planned spending and more, including 
    Advocacy Investing®  for qualified accounts.                                                                                        
  • 401K, SEP IRA and 403b account or platform management
     
  • Complete due diligence, analysis, and management of aggregated assets and liabilities

Platform:

Fee-based, tiered according to account size 

The team’s experiences and skill sets built over decades, are both technical and dynamic, cover the scope of investment management and financial planning. The team’s expertise includes knowledge and understanding of the fixed income and equity markets as well as the prudent use of derivatives.  Tax and estate planning are always part of our discussions.  

Often we find that a careful analysis of packaged products fees and expenses makes the use of such products ill-advised as cheaper alternatives are available.   However, the team has a great deal of experience with investment products such as separately managed accounts, mutual funds, closed-end funds, structured products, exchange-traded funds, and unit investment trusts.  We have personally managed or supervised more than $150billion in assets over our careers. The team’s tenures extend to leadership roles at firms such as Nuveen, Guggenheim, Invesco, and InCapital, covering a range in market cycles including longstanding bull run, tech bubbles, financial crises, regulatory pressures, and pricing consolidation.