Last month a long-time client stopped me after a review meeting and said, "this finally feels good again" . . . and that is what worries me.

Tom (name changed for privacy), became convinced that a particular tech stock was destined to keep soaring. Tom was so sure he insisted we double down despite our repeated advice to maintain a more balanced portfolio. The headlines seemed to validate his conviction: analysts were bullish, quarterly earnings sparkled, and the stock reached new highs month after month. Then, the company was hit with a surprise legal issue that sent shares tumbling, erasing a year’s worth of gai

Start your year with purpose: A comprehensive guide to setting yourself up for financial success: When it is important – have a checklist. Would you be O.K. with a pilot taking you up in the air without a checklist?