Higher energy prices are real, they do matter, and they can lift inflation while pressuring consumers and profit margins. They even move the price of Gold. The most important question for long-term investors is not whether the headlines are uncomfortable. The question is whether this environment changes the basic disciplines of planning, diversification, and staying invested, or is it, in many cases, an opportunity to analyze carefully, reallocate, adjust, and position yo

In my experience, attempts at market timing are often a futile endeavor. Long-term investment success tends to come not from predicting everything that will happen perfectly,